manofchalk :
Arguably water-cooling is never needed, at least not for what the average enthusiast wants to do. You'l find that most people who water-cool here (including myself) do it as a hobby or because they just plain want it.
Not to say that water-cooling is practically useless, it has the benefits of very cool components (my 7970 doesn't go above 40°C under load) and if you do it right, your rig can be very quiet.
+1
this guy gets it.
There are only very limited situations water cooling is ideal or nessessary. Mostly, if you want to take watercooling seriously and want an actual ideal advantage to it, when done proppelry can exchange a great deal of heat to some location far away from your case.
for example... into your lawn... in a geothermal heat exchange loop.
If you keep the rad inside your case you're not really managing to acomplish anything big air can't do. by moving the rad away from your system you start to really pump up the effectiveness of watercooling
(remember, water loops are ambient temp sensitive. the warmer the ambient temps the less effective your loop will be. which is why a rad inside the case in question limites the effectiveness)
Those details aside, liquid cooling is done for 5 reasons.
1) looks
2) diy projects are fun
3) extreme heat exchange for extreme overclocking (of course this isn't ever a normal water loop, generally speaking its doubtful you're keeping your rad inside the case in one of these builds)
4) noise. you can make a water loop 100% passive with enough rad. and in extreme cooling loops (such as the aforementioned geothermic loop) you can keep the pump outside the room too, so you don't even get pump noises.
5) size. A water loop actually takes up very little space compared to big air, IF you're keeping the rad outside the case.
In the end, water isn't worth the cash unless you're building your own waterblocks and parts from the plumbing section of home depot, and going overboard with the rad