for a poor quality one yes, most psus that come in cases are usually over advertised and under perform to what it says. A good brand like seasonic, xfx, corsair, antec, ocz, cooler master, silverstone etc perform up to its advertised specs.
http://www.eggxpert.com/forums/thread/323050.aspx. List of psus in a tier format 1-5, 1 being best in quality, not all are on the list but most decent available ones are. Personally lowest Id pick is tier 3, for ur parts 430 is enough and prob lower but to be sure u can use wat czar357 said