I have a Palit NVidia GTX 460 GPU and it has always run very hot and loud. When idling I get 60C and 40% fan speed. Then when I go to game even in something really old like Call Of Duty: Modern Warfare it jumps up into the 90C and fan speed maxed at 100%. The games always run perfectly fine no frame rate issues, runs very smooth, but the GPU is freaking out. Not sure why games and even some programs are so taxing on what should be a fairly decent video card. It has always been like this since I installed it. I did get it refurbished from Frys Electronics so I'm thinking I got ripped off. Any ideas?