That would work out fine, as for losing data if you got a dvd burner you could back up most of your stuff. In case your SSD fails, i think there is some software out there that can actually back up your data on multiple DVDs, just remember to label each one so your not trying to find your backup to your OS. Also i'd partition either the SSD or the HDD for your game data (if you have no idea how many games you want to store on it it might be better to avoid partitioning it). More then likely the HDD will be the best choice and that way you know how much space your games take up. Also if you don't plan on getting another hard drive as a backup (due to your budget) limit yourself on how much space you have since the only way to back up your data is through cds or dvds (provided you got a burner) and at about 4GB per burn it would take at least 100 dvds to back up that data. I put myself in a position where i took up all my space on my 2TB and ended up spending $150 (well with tax of course) on a 3TB and now i have the arduous task of going through 2TB of information (granted most of them are tv shows and some of it is due to me throwing the dvds onto it) i never really bothered to delete anything and the worst part of that is, i don't want to delete anything i don't have a backup of (like on cd or dvd).