VERY Budget gaming PC

I'm trying to put together a moderate gaming machine on a painfully tight budget ($350-$450). I understand the perils of this task but never been one to quit.

Here's what would help me a LOT. I need to know if this build needs overclocking the cpu to utilize the gpu ;

(Don't pay attention to the prices on there)

In other words, if OCing won't give me any real world gaming benefit then I could drop the after market cooler and make my life a whole lot easier.

And the second thing that would help me (aside from a better budget) is to know if lowering the gpu and putting the money towards an fx 6300 would be a good idea for gaming. (I'd imagine not, but I've been wrong before.)

Games I'd be playing; WoW, LoL, Farcry 3, GTA IV, Crysis 3(If possible) , Civ and others in the same vein.

Resolution would be 1680x1050.
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    PCPartPicker part list / Price breakdown by merchant / Benchmarks

    CPU: AMD Phenom II X4 965 Black 3.4GHz Quad-Core Processor ($95.98 @ SuperBiiz)
    Motherboard: ASRock 980DE3/U3S3 ATX AM3+ Motherboard ($69.99 @ Microcenter)
    Memory: Kingston Blu Red Series 8GB (2 x 4GB) DDR3-1333 Memory ($48.96 @ NCIX US)
    Storage: Seagate Barracuda 1TB 3.5" 7200RPM Internal Hard Drive ($59.98 @ Outlet PC)
    Video Card: MSI Radeon HD 7850 2GB Video Card ($130.66 @ Newegg)
    Case: Corsair 200R ATX Mid Tower Case ($39.99 @ Newegg)
    Power Supply: Corsair Builder 430W 80 PLUS Bronze Certified ATX12V Power Supply ($19.99 @ Newegg)
    Keyboard: V7 Standard PS/2 Keyboard Wired Standard Keyboard ($6.36 @ Amazon)
    Total: $471.91
    (Prices include shipping, taxes, and discounts when available.)
    (Generated by PCPartPicker 2013-10-08 18:32 EDT-0400)
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