Evening. I will try to respond intelligently to your questions, but I have been on my feet all day at work and then doing things around the house (chores if you will) and just now finished work stuff on my PC. I tell you this because lately my track record of accurate and thought-out answers in the evening has not been really great.
The two mother boards use different North Bridge chipsets. The NB is the part that controls most of the communication and data flow between the CPU, memory, and video ( and a few other things not controlled with the South Bridge).
The first difference, and it might never be noticable, is the the transfer rates (of data) are diff: the 97 board at 2400 and the 99x at 2600 on the FSB or Front Side Bus. This will have some effect on memory speed, though you or i will probably never notice it. BUT it also has an effect on how many PCI-Ex 2.0 lanes can be placed on the mobo, how fast they will be, and whether they can be used for multiple video cards.
The 970 chipset (M5A97 board) only places two on the board (an x16 and an x4, while the 990X (M5A99 board) allows for 3 (x16, x8, and a smaller one at x4). In practical terms this means that on the 970 board if you ran two video cards they would run at x4 speed (slowest of the 2 PCI-EX 2.0 slots) and on the 990 board they will run at X8 speeds.
IN ADDITION here's a little something else to think about: You already have an Nvidia 650Ti Boost; it will be mounted in the top most blue slot and run at full speed x16; If you wanted to add another one in order to get even better frame rates and better graphics well you can't with the 970 board as it doesn't support SLI technology: But you could add another to the 990x board. (The 970 board does support using 2-4 AMD/Radeon cards in Crossfire)
More: The M5A99x supports better surround sound allowing for more speakers, and the sound chip is ever so slightly better then the other board.
So is it worth the extra money: If you think that at anytime down the road, during the life of this PC, you might add another 650Ti card or buy two other Nvidia cards and pair them up, the answer for me would be Yes.
If you are certain that your games will be smooth and resolutions satisfactory to you with the single card, then No.
RE. Power: A couple recommendations with more then enough power for your new system:
http://www.newegg.com/Product/Product.aspx?Item=N82E16817207013
XFX Core Edition PRO550W (P1-550S-XXB9) 550W ATX12V 2.2 & ESP12V 2.91 SLI Ready CrossFire Ready 80 PLUS BRONZE Certified Active PFC Power Supply
Made by Seasonic, one of if not the best manufactures out there.
http://www.newegg.com/Product/Product.aspx?Item=N82E16817182262
Rosewill CAPSTONE-550-M 550W Continuous @ 50°C, Intel Haswell Ready, 80 PLUS GOLD, ATX12V v2.31 & EPS12V v2.92, SLI/CrossFire Ready, Modular Active PFC Power Supply
Made by Super Flower, they're right up there with Seasonic.
(note; 7 year warranty!)
Both of these are very dependable PSU's. An awful lot of builders look at the power of the CPU and Video GPU and buy the most powerful they can afford, then stick an inexpensive PSU in to power them: Often times this is fatal to system components. Skimping on the PSU, I think you realize, is like putting a 500hp V-8 in your car or hot rod, then buying cheap skinny tires to drive on.
Hope I haven't gone on too long. I just re-read it and I know it could have been shorter, but it's late --- I warned ya!