tully :
i3 4130. would a GT610 be suitable
A GT610 is not really a gaming card.
A stronger $250 card like a R9-270X or GTX660 would be appropriate for gaming.
You could use a cheaper B75 based motherboard with a i3-4130.
If you might ever switch to a i5-4670K, then stick with the Z87 motherboard.