"if what you are saying is true, then with the i7 processor you can squeeze even more fps from a HD 5450 or a GT 640!"
That's EXACTLY what I'm saying. I did an experiment. I have a GT430 (Same as GT620) in a core 2 duo 2.8GHz system. The core 2 duo would sit at 100% load in every game I played and the GPU would sit anywhere between 30-80%, hovering around 40%. On my system, with a 3770k at 4.8GHz, the framerate nearly DOUBLED in every game, including BF4 and Crysis 3. However, they were obviously still unplayable. In Crysis 3 I went from 5FPS to 20FPS on minimum settings 1280x720p. I can't remember the rest, but I have the benchmark results saved on my desktop which I don't have access to at the moment.
And yes, Intel and AMD recommend not surpassing around 70c. That's because if your CPU dies and it's because you were running your CPU at 1.52v at 90c, you've already been notified by intel that they do not "recommend" surpassing 1.52v and above 70c. In other words, if you fry your CPU due to your own stupidity, it's not Intel's fault. CPUs are a LOT tougher than you think they are, obviously. I have a pentium D extreme edition (Pentium D with HT and unlocked multiplier) and I've been running that thing for the past 6 years at 4.1GHz and a crazy voltage (forget, it's been a while) and it hits 82c and I have that baby folding 48 hours every week in those conditions, pinned at 100% load. For 6 YEARS. That's a MUCH more agressive overclock, considering they didn't "recommend" going above something like 60c back then! Again, clearly you're not very experienced with overclocking. Temperature is not at all what determines safe operation! A CPU running at stock clocks and voltage at 90c is a hell of a lot safer than a CPU running at 5GHz at 1.5V at 70c. And even under those conditions, you can expect AT LEAST 5 years of CPU lifetime. Unless you plan on having that same setup for 10 years, don't overclock or invest in some heavy duty cooling. I thought that was common knowledge though. Of course higher temperature, clocks and voltage are going to reduce the lifetime. How well the CPU was made will affect the lifetime as well. There are MANY factors that affect the lifetime of the CPU. If you determine what's safe for a CPU by Intel saying "dont go past 70c hur durr lol" then you shouldn't be giving other people advice on the topic. Go back to being a student for a while before trying to be a teacher. Not only is my job related to all of this, but it's also what I put most of my free time into as well. Trust me, I'm an expert. AnEwG doesn't know what he's talking about.