the fan takes in air from the bottom to cool itselfs, then pushes out air through the back.
or you have the fan facing up which then takes in air from within the case which could lead to problems since you're cooling the psu with warmer air.
if the fan is block from the bottom it wont be able to cool itselfs. won't be a future problem, more of a straight away!
chassi's normally have a filter at the bottom when the PSU is ment to be at the bottom, are you sure this is not the case?
if their is no filter then i would turn the psu to face fan up.
if their is a filter it will be fine to leave the PSU the way it is, remember to keep the chassi away from carpets since the PSU will get blocked and bad things will happen. Good Luck