Turbo Boost works by targeting a specific temperature. For the GTX 770, that is 82c. You can verify your Temp Target in Afterburner. Your card will increase its Turbo Boost clocks until it hits that temperature. When it reaches 82c it will begin to lower the Turbo Boost and increase fan speeds in order to maintain that temperature.
So in actuality your card should run at 82c ... all the time. The question is how fast do the fans need to run to maintain that temperature? If it's 100% then there's something wrong. If your temps are below that, then you have good cooling, low ambient temps, and/or your game is not very demanding.
Now some guys are spoiled with custom coolers on their cards and high airflow cases, and they will rarely if ever see 82c, but their cards still default to that 82c Temp Target. But you haven:t even mentioned whether your card is a custom or reference model.
So, bottom line, its a combination of temps well over the mid-80c's, with high fan speeds to compensate, that would indicate there's a problem.