said much better than i could put it:" Well, with low-wattage units it doesn't matter. OCP on a single rail is useful up to about 40A or thereabouts, which is where most 550W power supplies fall. So with 550W and under power supplies, it's a moot point. However, with high wattage units, >45A on the +12V (650W and higher) picking a multi-rail unit will provide you with an extra layer of overload protection. It isn't essential, and it has no impact on the power supply's performance. However, it does provide an extra layer of safety in case you get a short circuit. And I would consider it a must for >1000W power supplies; [H] recently tested the single rail Corsair AX1200, but they had an accidental short circuit, and since the PSU's OCP is set for over 100A, the short overloaded and destroyed most of their testing equipment. So there is a danger with single rail units over 1000W."
Besides Linus is awesome, your blasphemy shall not be ignored :O