This problem used to be occasional and is now happening almost every time I boot into XP Pro (64 bit). After the "loading your personal settings" message, there is a longer than usual delay, then when the desktop finally appears it is minus most of my personal settings (no wallpaper, but I still have about half of my icons). Then I get the "take a tour of Windows XP" bubble. I don't get any messages about it loading a temporary profile or anything like that, and the profile doesn't seem to be corrupt because when I reboot, there is another longer than usual delay loading the desktop but then my correct settings always load. Thanks for any thought on what could be causing this.