mmm.. the t4 isn't a great cooler... but you can overclock it a bit with it. I can't really answer that question because every chip is different.
My experience with my fx8320 was i needed the fx8320 up to 4.7ghz, at 4.5ghz it still was a bit of a bottleneck in some cpu heavy things, by the time i hit 4.7 that simply stopped happening. currently it's at 4.8ghz (it's too warm in phoenix in the summer to run it faster right now... winter time i'll pop it up to 5.0ghz) and nothing i've played has been bottlenecked in any way by either part. ultra settings, 1080p... i've had to turn on vsync cause the framerates get a bit crazy really. i've never seen the r9-280x hit more then 70% utilization (most titles it rarely scratches 50%), only a couple titles will spike the fx8320 close to 90% on a single core... but nothing over 90%. so i'd say i'm pretty much set at this point. I was planning on getting an r9-290 but the price for this r9-280x was way too good to pass up. i'm glad i chose to moderate my spending, because it's proven to be MORE than enough gpu for my needs.
I think what i'm getting around to saying is do what you can to get your overclock up, or you'll be bottlenecking that r9-290