Here's the biggest single problem with oversized psu's. Their over-protection circuits. If you only are pulling 332w on your total system, and you get a 300w spike, you still haven't exceeded the operating wattage of the psu, so the over-voltage/over-amperage protections will not help you if you spike the motherboard/gpu. Also, you must take into consideration the gpu. Take for instance the Sapphire r9 290 VaporX. It has 2x 8-pin connectors for a reason. Even though it usually runs in the 250w range, it will draw/spike upto 350w out of the 375w total for its connectors. Online calculators do not recognize that.
8-pin = 150w
6-pin = 75w
Pcie = 75w
Cpu = 100w - 200w on average including oc
Mobo + accessories = 100w
Add up your connections etc, and that'll put you right in the ballpark of exactly what you need, tier 1/2a-b psus maybe a little less, tier 3+ maybe more.
Online calculators are garbage, I haven't seen an accurate one yet in over 30 years of computer tinkering/building/fixing.