An OCZ SSD is the only SSD I have personally witnessed fail prematurely. This coming from a person who routinely defends the Kingston SSD now series. I think the 240GB Crucial MX100 series for $105 is your best budget oriented choice, while the Samsung Evo series (840 or 850 doesn't matter) are just the best choice hands down (unless you want to shell out $$$ for an intel 730 series which I can't recommend)