Thank you Outlander_4, I was able to use your cloning suggestion to copy my hard drive to an external 2TB hard drive, before I attempted the Windows Easy Transfer.
The new laptop had different hardware but I attempted to boot the old hard drive anyway, the new hardware "fixed" enough of the drivers to sort-of boot into the old OS. I was able to utilize the "Windows Easy Transfer" using the External USB Hard Drive option to create an image of the booted old hard drive under the "this is my old computer" option. Had to wait a week due to needing to use the laptop offsite, using the old hard drive (with lousy graphics) all week. But then swapped the hard drives today, booted the new OS, waited through the updates, then utilized the Windows Easy Transfer with the image on the External USB Hard Drive to get my old settings and personal data. Some programs survived the transfer but most did not. The report from the Windows Easy Transfer showed a list of software that did not get transferred, many I "lost", but I did make a list of the ones I wanted to install or not install on the new OS.
Note this was a transfer from Windows 7 Home Premium 64 bit to Windows 7 Pro 64 bit. Any reading of the old hard drive using USB on a Windows 8.1 was a fail. I didn't try migrating to Windows 8.1, but rather took that one back to get this Windows 7 Pro laptop.
Am still doing software re-installation.