So i'm going to get a MSI gtx 970 and i7 4790k for my build. Would possibly like to overclock them both in the future. Would a gold rated 550w psu be good enough or should I shell out the extra cash for the 650w just to be safe? The build also includes a M-atx motherboard, 250gb samsung 850 evo ssd and 2 tb seagate hdd.. Thanks