Is this a good refurbished gtx 970 deal?

Ok, lets review this. On Amazon (link you provided) you can get a MSI GTX 970 Refurbished for $299.99. As we all know refurbished means that the card already had problems and was returned, repaired, and now being resold for only $20 off? Would you buy a salvage title car for less than 10% off? Yes, you can get a larger warranty but why should you have to? After you spend the extra money on the warranty, you are back to a NEW CARD price...so why not go new?

I just got this card from Newegg a few weeks back, with their list price, continued sale, and mail-in-rebate; the card only costs about $320 after the mail-in-rebate which is the same you would pay for the refurbished on with the extra warranty. Furthermore, this is a better edition of the card in my opinion as the clock speed is increased and a better cooler system with the Gigabyte Windforce.

http://www.newegg.com/Product/Product.aspx?Item=N82E16814125684

Above is the link to the card on Newegg, overall it will be the same price, a better card, and brand new.