gamingwoop :
Any information is useful information though, especially for a relatively new member of the PC community like myself, right?
How would I find out if my OS is tied to my mobo?
Mmm, that depends. When you're going to buy a car, you don't ask questions about last year's models. You get the information about this year's models. You're technically looking for research about information that's going to be invalid in 8 months. And even then it's a stretch. Not to point out a fault, but someone recommended for you to buy a Z97 board for upgradability. What ability? This year (July 29th) Intel is releasing a new CPU and socket and when that happens, the Z97 is dead. A 980 ti will still be available and could still be the flagship GPU for Nvidia. A year is a long time in the tech world. Many things change, but there have been some recent (4+ years) consistencies.
For gaming, an i5 is the best CPU for the price. Few games actually benefit from an i7. i7's are typically sought out for streaming, rendering, compression and tasks that can utilize HyperThreading.
For 1080p gaming, a 970 GTX or r9 290 are perfect for maxing out games. For higher resolutions or games that use mods, cards greater than those two may be necessary.
For power requirements, a 550-600 watt PSU is needed depending on the developer (Nvidia/AMD). Nvidia's current generation uses much less power than AMD's 200 series. For multiple GPUs, you're looking at 750 watts as a minimum power requirement.
When buying RAM, buy pairs unless you purchase an Intel-E CPU/motherboard. Buy pairs to retain Dual Channel configurations, unless you buy Intel-E where a kit of 4 sticks should be ordered for Quad Channel. Don't mix and match RAM. Buy pairs. Right now 8GB is a sweet spot for minimum amount.
Depending on desires, buy B chipset for business or low budget builds; H chipset for home use; Z chipset for overclocking and multiple GPU solutions. Typically, the more power phases there are supplying power to the CPU, the better overclock can be achieved. If you want to overclock, buy an aftermarket cooler.
A good starting SSD size is 250 GB. It's possible to go less, but 10-15% needs to be reserved for SSDs to operate. Do not fill up an SSD. Also, only install programs that benefit from the added speed. If the program doesn't benefit from the speed, don't install it on the SSD. Example: Some video games do not benefit from the fast load times.
Depending if you purchased a Retail or OEM version of Windows can affect key usage. OEMs are typically tied to the motherboard, thus non transferrable (this may have changed in Windows 8.1). Windows Retail versions can be transferred to another machine and in some scenarios, a single key can be used on 3 machines (Windows Pro).
Those are some of the consistent trends there have been over the past few years. Anyone giving advice about what to buy a year from now, isn't bad advice. It most likely won't apply. I would ask specific questions (like in your post) about the 1-2 months before you purchase the build. I'm sure much of this information will change.