I am an electronic tech for 30 years and I've seen many static horror stories. Static is very predictable, and in many cases avoidable. Things to be careful of humidity, clothing, type of seat. I live in Canada and the dry winters make static discharge a major concern. When dealing with very static sensitive devices I work on a metal grounded bench with an anti-static mat on the top surface. I rarely use the wrist strap because the work surfaces are are all grounded. In a normal environment an anti-static wrist strap makes good sense. Building a computer can cost well in excess of a $1000. An inexpensive wrist strap, properly grounded, is a good practice. After all, you cannot take away any damage caused by a static discharge.
-Bruce