It's really a toss-up, I would lean a tiny bit towards the X4 860K and the 950 card. Issue is that it's a dead-end platform with no way to upgrade it.
At least with an Intel i3-6100, not only are you getting faster speeds right away, you can upgrade to an i5. I'd wait till you can get another $100 to get the i3-6100 unless that is really impossible for you.
The difference between the X4-860K and the i3-6100 on Newegg is about $30, not really that much. Motherboard prices would be about the same, and so would DDR4 vs DDR3 RAM prices. So not even another $100.