Need Help with choosing my PSU

Joelsim

Commendable
Nov 3, 2016
8
0
1,510
Hi guys i am new to building a pc and i am stuck between choosing a 620w powersupply and a 550w power supply. This will be my build

I5 6400+Msi B150I pro gaming AC
Kingston 8gb valueram
Zotac 1060 mini 3gb
CM elite 110
seagate 1tb hdd

Now i am stuck between choosing a powersupply
Seasonic M12II-620W 80+ Bronze Modular
Superflower Leadex silver full mod 550W 90+
Difference is only 4 dollar difference and now i am stuck

Any help is appreciated
 

Joelsim

Commendable
Nov 3, 2016
8
0
1,510
Oh my brother changed his watercooler and he passed it to me. So i thought why not waste the spare cooler and use it for my pc. So, if i add a watercooler, 550w is enough right?