so funny, when ppl always try to convince others that air cooling is "enough/better/cheaper".
we're here to give help and recommendations (but not really to tell someone what or what not to buy, even if it doesnt make "sense" to "us" (unless "you're" paying for it),as the "perfect" part, might not be the perfect one for everyone..
e.g who would tell their 5y old daughter, that all reviews show the blue/silver/black bike is cheaper than the pink one,
while doing the same job?
no, you dont. you buy the pink one, and she's happy.
im now using my 5th LC system (air cooled in between), have yet to see one leaking/failing, which i cant say for the fans from some air coolers i had.
and running a passive system (custom loop/pump with a zalman reserator) is absolutely making ZERO fan noise,
does NOT affect any temps negatively (over air cooler), nor does it require frequent fan/rad cleaning and the 2y cycle to swap the water isnt really a big deal, as cleaning the case every 6-12m is more work.
the main reason for me (to use LC) is that i can dump the heat outside the case, and even my temporary solution (H60) is pretty decent at cooling (3770k)
and if the rad isnt mounted on the top of the case, the top fans should remove most gpu/other hardware heat produced, so cpu temps wont be affected much.
@kol272
taking time to do a proper setup, is worth more than insurance.
(one reason why i laugh at those "we guarantee your satisfaction, a 100%, or money back.."
if your product is so good, and its a 100% that i'm going to be satisfied, why would you need a money back policy??)
you can go with something like the corsair H series, as they offer 5y coverage of all parts that get damaged if it leaks/fails (can anyone show me an air cooler that comes with that kind warranty??),
but your chance of pump failure is pretty high (as with most AIO solutions based on Asetek patent/design).
the arctic cooler would be another option for AIO (not based on aistek and TH recommended, http://www.tomshardware.com/reviews/arctic-cooling-cpu-liquid-freezer-240-closed-loop,4735.html)
but i would look into AIO/CL setups from EK.
maybe have a shop put the rig together (if custom loop) so they cover it against defects?
but i would not yet get a computer.
Ryzen is as fast as intel, but will be much cheaper...