The heat generated by an overclock is directly related to the vcore that is necessary to support that level of overclock.
Better binned chips can sustain a higher multiplier at a given vcore.
With a good cooler, either liquid or air in a well ventilated case, you should run out of a safe 1.4v vcore before you run into thermal limits.
A cpu will shut down or downclock when it reaches about 100c.
For the most part, if you stress test with an app oriented tester like OCCT(not prime95 or IBT) up to 85c. os ok.
Under normal use, you will not get to 85c.
One other thing you should do is implement speedstep and adaptive voltage.
That will reduce your multiplier and vcore when the cpu has little to do.
Again, cpu-Z will show this.