You save buying used/refurbished; however a 380 is a good deal imo. However, don't solely use synthetic benchmarks (http://gpuboss.com/gpus/Radeon-R9-380-vs-GeForce-GTX-960). Rather, use actual gaming performances in current gen titles at whatever resolution your current monitor possesses (like 1080p 60hz or 1440p, etc). See what has better value for your needs. If you don't mind high power consumption and would trade off with better performance/$ in value, AMD's a good choice. If you prefer lower power consumption with nVidia's number of proprietary features, go with team Green. In your shoes, my two cents, I'd choose the highest I could afford at the lowest price. (craigslist/ebay/newegg/amazon)