With 2 drives in raid-0, you have doubled your opportunity for failure.
If you are worried about failure, using the two 1tb drives in raid-1 would give you redundancy in case of a hard drive failure.
How important is the data that you have on your PC?
If you were to be hit with a fire that destroyed your pc could you recover whatever was essential/
What would you do if you were hit with ransomware encryption?
Best to have EXTERNAL backup for what you value .
From a performance point of view, raid-0 is a loser.
You only win synthetic benchmarks.
Sequential benchmarks do look wonderful, but the real world does not seem to deliver the indicated performance benefits for most
desktop users. The reason is, that sequential benchmarks are coded for maximum overlapped I/O rates.
It depends on reading a stripe of data simultaneously from each raid-0 member, and that is rarely what apps do.
The OS does mostly small random reads and writes, so raid-0 is of little use there.
In fact, if your block of data were to be spanned on two drives, random times would be greater.
There are some apps that will benefit. They are characterized by reading large files in a sequential overlapped manner.