So I am using a ryzen 3 1200 in my $550 budget build and have a little bit of money left over to buy something else. I was wanting to overclock my cpu to somewhere around 3.9-4.1ghz. I thought that I could spend my extra money on an aftermarket cooler. There are some good choices I have found for air cooling but I was wondering if getting a 120 aio would be worth it in the long run because I plan on upgrading my cpu in the future.