9500gt is probably not fast enough to run some of the graphics options in your settings. Nvidia... (GRRrrr) have annoying habit of re-badging their products tricking people into thinking higher number = better... except in Nvidia's case its not always true.
FYI Vista scores dont mean a lot... just MS trying to get in on the benchmarking scene. 3D mark 06 is a better indiciation, even so its still an "artificial" benchmark
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