Stick with the Cat5. Far easier to set up and expand to a network should the need arise. Here are some hard numbers for you though:
USB2: 480 megabits per second
Cat5: 100 megabits or 1000 megabits (gigabit) depending on your NIC and the modem.
ADSL: 1.5, 3, or 5 megabit in most cases.
T3 connection: 44.736 megabits per second
As you can see, from the numbers, your internet connection won't be able to flood the line between the modem and your computer, no matter which connection you go with.