Sorry for the question, but I really do appreciate the reply. I had softmodded my Wii (probably important info there) so that I can keep my game discs in good condition and take advantage of the faster load times of my games using an HDD. The issue apparently was that I hadn't updated any of my iOS's in about a year and when I chose a new USB loader the settings weren't retained from my first USB loader.
TL : DR= I didn't have the right iOS selected. I was using iOS 250 instead of 249. So simple and it increased the frame rate dramatically. Thanks for your help though!