The thing is, running Prime95 is the only time I hit those voltages. Here is HWMonitor while playing Darksiders -
It usually stays around 1.15-1.25 volts, even while playing games like Crysis 3, Far Cry 3, etc. I've gotten warnings saying that my temps hit a max of 70c twice while playing Far Cry 3, and I don't think that's all that bad. Also, an overclocking guide posted here said that it's okay to hit up to 1.502. I can't really even find a definitive answer saying anything above 1.3 is bad, especially not running at 100% CPU speed.