I have an Epson 780 which is pretty much the same as the new 820. Both of these are "photo printers". I would highly recommend them. I print a lot of 8x10 digital photos from my 3.3m Toshiba and find that it's nearly impossible to tell the difference from an 8x10 print. The new 820 is about $150 U.S. and the cartridges are $27 Black and $22 Color from Epson, so you know you can get them cheaper elsewhere. As far as the print head wearing out, all I can say is my last printer was an Epson 600 with the same type of print head and I had that for 5 years until I got the 780. Oh yeah, almost forgot, the reason I got the 780 was for the Ink. The Ink according to Epson won't fade for 25 years and it's acid free and so is the paper.
Scrap booking wife concession!