Sorry I forgot to reply back. My grandson came up with the easiest thing to do and I didn't lose any information or have to do a complete install. He told me to create a new identity and give it Administrator rights and set my old account as a guest and now I can install all my needed updates and I've removed my name from the guest account and it does not have permission to make any changes to my computer. Thank you all for the help and maybe someone can use this bit of information also.
I did try the other replies but this one was the easiest and quickest to do & it worked.