Yea I think I am going with the music card. audigy doesnt have 5.0 support. but the only difference I see is software package and the drive bay. also the 64mb on board ram on the fatality and elite. but I dont want the drive bay. and I wont pay like 150 mor for 64 onbaord memory, I mean I have 2gig, well I would like some more opinions but, i think I am decided on the music version. Oh did you use that music upgrade thing? like super rip or whatever, is it as cool as it sounds?