That $326 one appears to be Retail, and have all the drivers and connectors as retail always does... OEM does not...
Get that one... you will be satisfied and tickled with the price!
I don't think the prices will drop much, if at all. What with oil prices going up again and inflation on everything, the prices may even increase.
The $326. card looks the best of the group. Buy it and be happy. What's the difference? One gets you to pay more money for less features on the basis that its "OEM".
even if it doesnt have the pci-e power cable or the dvi converter(assuming you need one) they cost hardly anything and drivers you can download so dont be put off by oem or retail lite
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