the kind of surround being referred to is digital surround over 1 cable, that has 6 discrete, seperate channels, that are completely independant from one another... not analog surround over 6 different cables... ...with a turtle beach montego ddl, or a blue gears x-mystique, you can get the exact digital 5.1 surround you were asking about before, just using one cable... all you need to have in order to take advantage of that, is a dolby digital external decoder... such as an a/v receiver would have for example (or that some speaker sets have, cuz some speaker sets have a dolby digital decoder built into them), an external dolby digital decoder, however, will NOT give you dolby digital 5.1 (DD 5.1) by itself, without something outputting dolby digital to it first (almost all dvds, for example, are encoded in at least DD 5.1 too, and the surround is put on one cable too)... and you can use either an optical toslink cable, for the optical digital interface, or a standard rca cable, for the digital coaxial interface... whichever interface the external digital decoder supports (the montego ddl only supports optical toslink for its digital connections, FYI)
also, dolby surround is just one of many 2 channel matrixing algorithms to give the effect of having surround, some happen to sound better than others (prologic, prologic II, eax, dts:neo, etc), i happen to like dolby surround myself in wc3 too... dolby surround will be able to be output just fine over the single digital cable, since with either of these cards, the sound your getting from your speakers will be in true dolby digital 5.1, and not just generic 2 channel pcm. (dolby surround will also be re encoded into DD 5.1, still giving its surround effect too)
either of these cards, will take any sound (music, games, movies, etc), and re encode the sound, into dolby digital 5.1, in realtime... which is also known as dolby digital live... so theres no need for 6 seperate cables with this.