I found this thread quite interesting to me as well. I am thinking about buying either Audigy SE or audigy 4. Is there a noticeable differece in sound quality between these ? I will be mainly listening to stereo.
I'd go with the Chaintech AV-710 as it cost about the same as the Audigy SE and is a far better card, in terms of capability. ...but if you must have Creative, get the SE for mainly stereo.