People keep saying to hold out for DX10 cards instead of buying a high end GPU now. If I don't plan on switching to Vista for another year or so how much of a gain would I get with a DX10 card? I was under the impression that DX10 was vista only. Will the performance of a DX10 card used with XP and DX 9 help at all? I'm a little confused as you can tell.