Hi TopToBottom,
Wow! That's a gnarly 92mm fan that's rated for 0.50A - which equals what, 6 Watts? A fan like that would be thick (thicker than regular 25mm) and spin ~7000 rpm, LoL. Silent model, heheh... 100cfm probably.
The 0.20A is more typical; 2.4W and ~50cfm. Note that this too would be relatively powerful fan, but average.
Here's a Thermaltake SilentBoost 92mm fan I have - they're great by the way, large and moves a lot of air - and it wants 0.25A.
So 0.50A is really a lot! Too much for a motherboard plug, use molex only.
I use a lot of Vantec Stealth fans. Their 92mm is 0.84W @ 1750rpm, which is only 0.07A. A 92mm fan like this is quiet but still moves good air (almost 30cfm).
A faster 80mm fan might claim more cfm, and also use more power.
These Stealth fans are really not appropriate for CPU coolers, at least not in the smaller 60mm and 80mm sizes, but big coolers with 120mm and even 92mm fans will usually work okay (and very quiet!) with the low rpm fan.
The 0.20A fan you mention should be great for CPU or casefan duty. It would be considered typical for CPU cooler and strong as a casefan.
Now I know people love to use motherboard-monitored power plugs, and it's okay! Especially modern motherboards, if your powersupply is 24-pin and you have the 4-pin squareplug (and even molex) mobo connections, no worries.
But nice older rigs with 20-pin powersupplies should always molex all their fans whenever possible, this is important. Resist the urge to monitor these fans and always bypass the mobo, with the obvious exception being the CPU fan.
That 500mA fan you mentioned is pushing the 3-pin spec on any mobo, even the most modern, however. I would definitely molex that sucker!
Perhaps the newest mobos (with 4-pin monitored CPU fan power) will happily supply a 6 Watt fan, but I doubt it. I will check it out,
Regards