Hi I'm just wondering if anyone has the newegg preferred account? Well I signed up just now basically by accident and was curious about it. I've never had a credit card so not entirely sure how this works. I was actually just wanting to see if I could get one but it really signs you up lol. Anyways I know it says no annual fee so thats good. I'm actually looking at to buy a new computer (parts) I have enough but I wanted to use this so I'm not flat out broke for at least a month. So from what I was reading if I make the payments every month or even pay it off within a month i'm good? And if anyone has any other input I would glady love to hear it. Thanks