You won't notice the difference. Lower latency RAM wins the benchmark race, but makes little difference to the end user. Overclocking is unwise. It is not recommended, and voids the warranties of the parts. And again, you just won't notice that much of a difference. Standard speed parts, will give you great performance, and shoud ensure a stable experience. In general, buy the fastest stable speed of RAM your system will take. If you want to save a few dollars, buy the 667mhz RAM - no problem. You'll have a great experience.