XFX all the way, double life time warrenty, great customer support, best I've ever seen and they even walked me through my first GPU overclock, did I mention they support modding, custom coolers, and overclocking in the warrenty!?! Yeah everyone will say eVGA, because of their step up program, but that is kind of mute since I would never be able to use it, because I usually always break the terms:
-90 days, and can stretch to 104 days? Nope thats broken I would not buy a card to keep it for a maximum of 104 days..
-Must be Nvidia's stock reference? Can't be factory overclocked and I can not overclock it? nope
-ABSOLUTELY NO bent capacitors?! Yeah thats easy to do by just looking at it let alone cleaning it out!
-No aftermarket installation, including thermal paste?! Do you know how hard it is to fully clean out a dual slot cooler without taking it off the card!?
Did I mention that XFX usually has the best factory overclocks as well?!