4 1gb sticks does not add up to 3gb. I assume you have 4gb, but your 32-bit OS can only see 3.3gb or so.
If you upgrade to 4gb of ddr2-800, you might see a 1-2% improvement in your application. Not worth it, in my opinion.
Changing to vista-64 bit would let you see all 4gb. To the extent that you avoid just a few demand page faults, it is probably better than 1-2% and a good idea.
The best way to make games run better on your system is to get a faster vga card. Look for something from Nvidia in feb.
DDR3 is very expensive, requires a new mogherboard, and does not improve application performance today. Very much not worth it.
I agree that raid-0 is not much of an improvement except for very specific environments. Games are typically not one of them. I am looking forward to an affordable SSD. I expect we will see one in a year or two.