Monitor or graphics card problem?

My desktop looks perfectly fine, but if I click proprieties and go to screensaver this is how it looks :
http://img244.imageshack.us/img244/6131/screen1yd6.jpg
see that pink frame around the monitor? well about 3 days ago that thing wasn't there I'm not sure when it happened because I haven't been playing on this laptop for a while just listen to music and watched some movies
This is how it looks when I try to play chessmaster grandmaster edition
http://img244.imageshack.us/img244/8725/screen2lm8.jpg
But when I try to change the chess set this is what happends :
http://img355.imageshack.us/img355/8372/screen3bi7.jpg
And about any game I try it's all the same.
I've tried reinstalling the drivers that came with the computer but nothing.I even got the latest ones and still no change.
Also when I reboot the computer on the windows logo I see different colloured stripes.
I don't think it's the monitor since it works perfectly fine with movies and such but when I try to play a game it's like that.
Even when I try to copy something from a place to another on the copying window I have this weired striped background.
My graphics card is an Ati Mobility Radeon x1400.

Now my question is : WTH happened and how do I fix it

Tnx in advance for your help

^ wrong

its a driver issue

try rolling back drivers if you have the newest one and if you don't have the newest one make sure to get it