With the updated BIOS and updated video driver I even scored with 1 degree C less on the temp test.
Another friend who didn't realize I was OC'ing told me that the hiberfil.sys file was a source of many mistakes in OC'ing and many other things in Vista, he advised me to remove it through the Disc Cleaner and double check it with Command Prompt, he was proud I'd found that out already through research.
I was waiting to get confirmation that I should continue with the OC at my last stable settings, and waiting to hear from Jeff about how he was able to reset everything at BB when I could not get into F8.
Turns out that a USB keyboard wouldn't and he used a regular keyboard with the round plug.
My voltage and temperature tests in OCCT were passed with flying colors, my Distance to T J Max numbers were good throughout the tests, and I was able to restart, shut down, and then start successfully.
All the stress and almost giving up over a hibernation problem.
Now I'll enjoy everything at 3.465 for a bit and then later edge up some more.