Apparently the lame pins were not seating properly. Just removed motherboard and made sure heat sink was tight (one corner was not seated all the way).
Idle 43 and load 50.
I knew this was proper but just one of the things I forgot.
See, simple fix. Glad you got it working, saves alot of time, stress and money. This is a prime example as to why I always susgest installing ALL heatsinks, be it push pins or bolt throughs, before putting the motherboard in the case.
The stock cooler is not the best obviously, but its more than adequate for standard use.