I would say right off forget what you've heard because obviously its not working for you, and you're making some of the same mistakes others running Black Edition AMD CPUs make.
FYI; You are the owner of an unlocked multiplier CPU, what does that mean?
It means you have purchased one of the easiest CPUs on the planet to OC, because you can leave everything within specifications, and raise the CPUs Vcore voltage to match the multiplier level you choose to run, that is within the capabilities of the CPU.
At this point you just need to take a few deep breaths ease your mind and prepare to start from scratch.
My OCing goal is a 24/7/365 OC, I'm presently running my 965 at 4.0G at 1.424v using a 20X multiplier and I see no reason why you're not running 4.0G rock solid, that is only a 600mhz OC that your AMD CPU can do with its hands tied behind its back, other than you're OCing off bad information, probably because they're applying older AMD OCing methods that are not necessary, and sometimes flat don't work.
I've had my 965 stable at 4.30G, however I'm air cooling and I'm not leaving it set to the Vcore it required to get there for long term use.
Heres what you need to do, first all your voltages need to be on auto except your DDR slot voltage and your CPUs Vcore, all your specs need to be their default settings like your NB you have set to 2400 needs to be 2000.
You need to manually set your memory Timings and Voltage to your memory manufacturers specifications, this is very important when raising the multiplier because any inconsistencies outside the specifications increase as the multiplier increases, and you don't want to leave the M/B on auto in charge of trying to correct it, because it cannot correct it.
So in other words anything set outside its spec'd window increases as a problem as your multiplier increases, so you will probably never find a stable solution taking that OC route.
Now that everything is set back to its specifications set your multiplier to 20 and start with a Vcore about 1.350v, try to boot into windows, if the boot is unsuccessful increase the Vcore to the next increase and try again, continue until it boots into Windows, it will probably boot to Windows around 1.400V but will not be stable.
Which ever voltage gets you into Windows to the desktop with not be sufficient to run stable, so run 3DM06 as a litmus test, and continue 1 step voltage increases until you can run 3DM06 and get a score.
Forget Prime95 there is no application I know of, that is going to run all 4 cores 100%, programs like Prime95 are necessary when an OC requires manipulating FSB speeds, PLL, VTT, and GTL voltages but keep in mind all your specifications are within their spec'd windows, so you haven't taken any of that outside specification so once you discover the proper Vcore to run the multiplier chosen, and 3DM06 will run to completion you're there.
Click on my CPU-Z Validator in my sig, thats my OC settings I'm running right now to post this to you, I hope this will help you to achieve your goals! Ryan
EDIT; Scroll down in this link and read the Warning.
http://www.tomshardware.com/forum/255249-29-probably-benchmark-need