I currently have the EVGA GTX 260 core 16 and I want to use the stepup program, but not sure if I should get the GTX 285 or the GTX 295. I heard the GTX 295 is extremely loud which I am not a fan of. Also the 285 will be only 100 bucks more while the 295 will be 250 more. So what do you think will be the best? Is the 285 a fine card?