You may need more voltage... and it's as simple as watching your temps. As long as you find a safe limit for your card, and monitor it, you won't have any issues. Just because you can't set it to SC clocks on stock voltage, doesn't mean it's a dud. If you don't mind a bit more noise, you can easily increase the fan speed and keep your temps lower than stock, all while having an overclocked card. Noise doesn't bother me because I use headphones, but it might not be your thing.
Some people don't increase voltage, but to me that's part of overclocking. It's your call. I had cards OC'd to all hell that were rock solid for 2 years until I sold them.