A basic disk configuration is more than enough for everyday computing. You don't really need to have a dynamic configuration for basic computer use, unless you really want to delve into RAID, which, again, isn't necessary for basic use.
ok, basic/dynamic disks relates to windows/software raid. If you are going to use the chipset/motherboard raid, you would do that through the BIOS. Your motherboard manual should show you how to do that. It will destroy any existing data on your drives.